What We Do

A holistic approach to insurance.

Planning for financial security can seem daunting.

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When you work with us, you’re getting a team that cares about your well-being. Below are few details on how we make it work.

Is there anything more misunderstood than insurance?

It’s something that everyone knows they should have but hopes never to use. At its core, “insurance” is simply a contract (a “policy”) provided by an insurance company to an individual or entity to make payment against covered losses.

How we make it work.

How you get the right policy that’s really worth your money is where we—your insurance agents—come in. We aren’t tied to just one single company, which means we aren’t constrained in coming up with creative solutions to fit your needs. And that’s what it comes down to here at Team & Total: learning about you, your needs, your priorities, and what’s most important to you.

What do we mean by having a “holistic” approach here at T&T?

We frankly think it’s the only way we can really do our job well. We aren’t just asking what make and model your car is and how far you commute to work. We’ll help you assess all your risks, including fire, theft, accidents, lawsuits, premature death or disability, and protecting your lifestyle in retirement. We’ll work with you to find the right balance between “self-insuring” your smaller risks and protecting yourself against a catastrophic loss.

Many people have no idea how exposed they are to financial loss because their existing insurance policies have low deductibles and low maximum policy limits. Because, of course, that’s how you “save!” That’s why we’ve teamed up to improve this process.

Why we stand out.

We think you’ll notice right away that our commitment to client services isn’t just about insurance “coverage,” it’s also about the ease–the joy, even!–of doing business with us. We have the very latest technology that offers you 24/7 service–seriously, any day, any time–for everything from reporting claims to making changes to your policy. You can download your insurance certificates anytime, get quotes for different types of policies, and use e-signature for any forms. Call us, text us, email us, have a video chat, swing by the office—whatever works for you. Making this all painless—even fun! It’s our passion.

Lastly, the staff here at Team & Total is also what sets us apart. Our people are bringing best practices from their past experience in multiple different industries, from media to consulting to finance, to the world of insurance. And we have amassed a deep knowledge of the industry, with more than 15 professional designations and a love of education and teaching you what we’ve learned and what we know.

This is an exciting time for the industry and we are seeing rapid change, but one thing that stands firm is our mission to put your interests first. Chat, email, call, or stop by to find out more anytime!

About Our Agency - Overhead View Of Group Of Employees Working Together In Office

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